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Self-employed? You can still save for retirement

Self-employed? You can still save for retirement

By Kevin Theissen Skygate Financial Group LLC  Can I save for retirement if I’m self-employed? The answer is yes … … but how do you do it? You don’t have an employer retirement plan or a department to assist you. The responsibility falls entirely on you. Several surveys have shown that as much as 70 […]

Begin to create your financial and life legacy

Begin to create your financial and life legacy

By Ronald J. Theissen Skygate Financial Group LLC  Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.  – Shannon L. Alder The desire to leave a legacy may be the height of altruism for it is a gift to the future, […]

Delayed gratification is the secret to success in life, wealth

Delayed gratification is the secret to success in life, wealth

“The gratification of wealth is not found in mere possession or in lavish expenditure, but in its wise application.” – Miguel de Cervantes By Kevin Theissen Skygate Financial Group LLC Delayed gratification is one of the most important characteristics for success in health, work and life overall. There is no question that it is also […]

Rolling over retirement funds into an IRA has myriad benefits

Rolling over retirement funds into an IRA has myriad benefits

By Ronald J. Theissen Skygate Financial Group LLC Changing jobs can be a tumultuous experience. Even under the best of circumstances, making a career move requires a series of tough decisions, not the least of which is what to do with the funds in your old employer-sponsored retirement plan. Some people choose to roll over […]

Pay your savings before you pay your bills

Pay your savings before you pay your bills

By Kevin Theissen Skygate Financial Group LLC Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of “paying yourself first,” in other words, […]

Before investing, understand your emotions and biases

Before investing, understand your emotions and biases

By Kevin Theissen Skygate Financial Group LLC One of the most well-known investors of the 20th century, Benjamin Graham, said, “The investor’s chief problem — and even his worst enemy — is likely to be himself.” What Graham understood — and modern research is catching up to — is the idea that we all have […]